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Contribute to your future and that of your family.

ECARG is a Precise Protect Ltd. agent who works to protect you and your family. You may rest assured that you're in good hands because Precise Protect Ltd provides our Family Insurance.

Making essential insurance simple and available to everyone, including singles, couples, and families, is our one and only obsession. And there's a very excellent reason why we're doing it: to help more people better defend their life, which will make you feel safe, secure, and content.

Life Insurance

A policy called life insurance provides a one-time payment in the event of your passing. We advise you to put some protection in place if you have debts, children, a partner, a mortgage, or other obligations so that your loved ones won't have to bear the financial burden of your death. The amount of monthly premiums you pay for life insurance is determined by the level of financial protection you choose. Make an appointment with a member of our team to discuss how you can protect what matters most when you're ready to do so.

By purchasing life insurance, you may make sure that you leave something for the people you care about the most. By setting up a policy that pays out in the event of your death, you may rest easy knowing that your family will be supported financially. It's crucial that you consider the quantity of coverage you wish to purchase while securing yourself with life insurance. To ensure that those who depend on you financially have a secure future, you should think about the amount of your mortgage that is still owed, burial expenditures, and your dependents.

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Income Protection

Nobody can predict the future, but we do know that accidents and illnesses can happen at any time. If that happens, it can prevent you from working, which would be quite costly.

For self-employed people and UK citizens who require wage insurance or income payment protection insurance, personal accident and critical illness insurance is an insurance policy that offers sickness income protection, illness coverage, and loss of income protection.

With an income protection plan, you may rest easy knowing that you'll receive a weekly or monthly cash lump sum if an accident or illness prevents you from working. This important benefit can assist you in meeting your daily expenses, such as having a roof over your head and food on the table, as well as making sure your home bills are paid. It's simple, sensible protection to get you through the difficult times. We provide a thorough service to assist you in locating a plan that meets your specific needs. To provide a wide choice of options, we collaborate with a chosen panel of income protection providers.

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Private Medical Insurance

A health insurance policy is one that provides funding for the price of private treatment. It is also known as private health insurance. And it can cover everything from a diagnostic to a cure. Your coverage will include a monthly charge. As long as your treatment is covered by your policy, this will then pay all or part of the cost of any therapy you require. Conditions that arise after the start of your policy are generally covered by health insurance. Usually, you won't have coverage for pre-existing conditions.

You can bypass NHS waiting lists with private medical insurance (PMI), get quick consultations, and receive private treatment for quickly treatable medical issues. You can receive private medical care at a private or public hospital with Precise Protect's private medical insurance.

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Commercial Insurance

Your company is distinctive. The same goes for how we handle your business insurance. We offer bespoke solutions to match your specific business insurance requirements, whether you're a start-up, sole proprietor, small business, or publicly traded firm. We take great pleasure in being able to provide coverage for a broad range of insurances, including safeguarding your company and your employees.

Commercial Insurance is available from us in the following forms:

  • Public Liability insurance covers legal costs and any compensation claims if your business is found to be at fault.
  • Insurance for exhibitions, concerts and events
  • Insurance for commercial properties, shops, offices and factories
  • Cover for caravans and their contents against loss or damage
  • Cover in the event of incorrect advice that causes financial loss to a client

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Over 50's Plan

A Guaranteed Over 50 Plan is a sort of insurance policy that pays out regardless of when you die, as opposed to traditional life insurance, which requires you to die within a certain period of time in order to get the cash lump payment.

It's a sort of life insurance that allows you to leave money for your loved ones after you pass away. It's what insurers term 'whole of life' coverage, which implies it will protect you for the rest of your life, not just a fixed period of time. You must be between the ages of 50 and 80 and a UK resident to join us.

What we offer in our Over 50's Plan:

  • Our insurance plans are meant to be cost-effective, allowing you to save money.
  • We have a variety of plans available to meet your specific needs and budget.
  • Our professional staff of advisers is local to you, providing you with the greatest possible customer service while always providing fantastic value.

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Mortgage Protection

Mortgage Protection works in the same way as Life Insurance or Critical Illness Coverage, except it decreases over time as your mortgage balance drops. The purpose of mortgage protection insurance is to secure your home, which is frequently your most valuable asset. If you died before your mortgage was paid off, mortgage protection insurance would ensure that your mortgage was paid off and your loved ones could continue to live in the home.

We specialize in the following mortgage protection plans...

  • First-Time Buyer - Purchasing your first home might be intimidating, but we will work with you to make the process as easy as possible.
  • New Home - With so many items on the market, it can be tough to know if you are making the proper choice. We present you with the most appropriate and cost-effective solutions.
  • Remortgage - If you want to lower your monthly payments or finance any home modifications, we provide a variety of choices for you.
  • Buy to let (investment) - You can rely on our experience throughout the mortgage process, whether you are a current landlord or making your first investment.

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About Precise Protect Ltd

Precise Protect Ltd is registered under company registration number NI614798. Precise Protect Ltd is authorised and regulated by the Financial Conduct Authprity with Firm Reference Number 575993. Precise Protect Ltd is a wholly owned subsidiary of Tavistock Investment.

Precise Protect Ltd Address

www.preciseprotect.co.uk/

15 - 21 Market Street Bangor BT20 4SP

02891 46 44 74

[email protected]

Frequently Asked Questions on Insurance

What is general insurance, and the different types?

Non-Life insurance is what general insurance is all about. It provides protection for assets other than life. There are various types of General Insurance depending on the type of asset protected, such as:

  • Health insurance
  • Mortgage Protection
  • Commercial insurance.
  • Income Protection. etc.

What are the criterias for purchasing Insurance?

The exact eligibility criteria for Insurance depends on the kind of insurance you are looking for. Different kinds of insurance pose different insurance eligibility criteria. For instance, Age limits and some will require you to undergo a medical examination. To truly understand the eligibility criteria, it is best to read the terms and conditions of the policy carefully.

Why should I purchase insurance through an agent?

The consumer receives more personalized care when purchasing insurance through an agent. A direct touch with an agent can be vital when acquiring a product and definitely important when submitting a claim. A local, independent agency can provide great insurance at a competitive price with local customized care.

When will my insurance go into effect?

Your insurance will take effect on the start or renewal date specified in your quotation. This can happen on the same day you get a quote, but it can never be retroactive.