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Having a will allows you to protect those close to you and ensures your wishes are followed after your death, preventing any disagreements about who takes what.
Book Consultation TodayAt ECARG, our will writing service have been designed to give you exceptional value for money, with competitive rates that put you in complete control. Making a Will is the only way to ensure that your wishes are carried out after your death. If you have not made, or do not have a valid Will, your property will pass according to the Law of Intestacy. This may not be what you would have wished. In any event it is likely to take longer to finalise than if you had made a Will. During this time your beneficiaries may not be able to draw any money from your estate and it can lead to arguments and distress for your relatives. We provide innovative ways for you to leave behind more than just a legal document. We are committed to preserving your story - told by you so that it can live on forever.
Wills are essential documents to have in place to ensure your loved ones
are provided for should the worst happen. They are arguably one of the most important
documents you can have and can do more than you realise.
A Will allows you to have control of what happens to your money, property and possessions
upon your death. It is also the final bit of communication when you pass away.
Whether you consider yourself to have many possessions or much money, it is still important
to make a Will.
Having a will allows you to protect those close to you and
ensures your wishes are followed after your death, preventing any disagreements about who
takes what.
If you die without a will, “intestacy” will arise - this means the law decides what
happens to your assets, and this can cause problems for your family and add to the costs of
probate.
Among the issues that could arise if you don't have a will are:
Driven by our passion to change the way people think about making a Will,
We provide a fixed-fee personal service and there are no complicated forms for you to
complete that preserves more than just your money.
We makes sure that every client gets full advice and recommendation from our specially
trained advisor as well as a platform to set your wishes. Upon client's death, we want your
family to be left with more than just a legal document…we want them to be left with answers
and certainty.
A will is a legally binding document where you state your instructions for how your estate should be distributed when you pass away. They may also be used to appoint guardians to take care of your minor children, and executors to manage your estate on death.
If you die without a will in place the ‘rules of intestacy’ will apply. This will
mean that your estate will be distributed according to a strict order depending
on the value of your estate and which family members survive you. This may mean
that your assets end up passing to people who you’d prefer not to inherit from
you!
If you are unmarried then your partner will not inherit anything from you
without a will in place.
If you have minor children and there is no surviving parent then social services
will decide where to place your children, as no guardian will have been
appointed.
To make a will you must be over 18 and have ‘testamentary capacity’. This is the mental capacity to understand and make a will. You must be able to understand:
You must also not be suffering from any mental disorder that effects your ability to make a will. Your Will Writer will be able to advise you on this.
As long as you have testamentary capacity you are free to change or revoke your will as you please. We recommend that you review your will every 3-5 years or on certain life events such as marriage, divorce, birth of children, death of any beneficiary, or if your financial situation changes.
Mirror wills are two separate wills usually made by a couple. These wills are reciprocal and usually appoint the same executors and make the same gifts – they ‘mirror’ each other. If you and your spouse make wills leaving everything to each other and then on to your children these would be simple mirror wills.
Will writing is not a reserved legal activity, so you don’t have to instruct a
solicitor to draft your will. You can draft your will yourself, though we don’t
recommend this as there is a lot that can go wrong and leave you without a valid
will if you don’t take professional advice.
We recommend instructing a Member of the Society of Will Writers because they
are specialist Will Writers. When using a Member of the SWW you can be sure that
they are proficient in writing and advising on the topic of wills, they keep
their knowledge and training continuously up to date, and they are properly
insured.
We assist you in protecting what matters to you and make sure you and your family are safe. Get in contact with us right away if you have any questions.
Hatter's Lodge, 1 Ingrebourne Avenue, RM3 9GS
+44 7902 440227 enquiries@ecargfinancialsolutions.co.uk
